Buying
Buying Gold in Dubai: What Tourists and Residents Should Check First
Use this checklist before you buy gold in Dubai so you understand the live rate, making charge, purity stamp, VAT treatment, and resale trade-offs.
Gold Guide
A 10 gram 22K chain has about AED 4,452.50 of gold in it on 23 October 2026, before making charges and VAT. Here is the full price by weight and a simple way to test any jeweller's quote.
Updated October 23, 2026
22K gold chain price in UAE by weight: 5g, 10g, 15g and more, using the official rate of AED 445.25/g plus making charges and VAT. Check any quote.
The 22K gold chain price in UAE starts with the official rate: on 23 October 2026 the Dubai Gold & Jewellery Group set 22K gold at AED 445.25 per gram. That means a 5 gram chain holds AED 2,226.25 of gold and a 10 gram chain holds AED 4,452.50, before making charges and VAT. The shop price will be higher than those figures, and the gap is what this guide helps you check.
The rate has been falling: 22K was down AED 4.50 on the previous day and AED 31.00 over 30 days. Check the live 22K gold price for today's figure before you compare any quote with the numbers below.
The table uses the 23 October 2026 rate of AED 445.25 per gram. Making charges are shown at 10 per cent as an assumed example, then 5% VAT is added on the full amount. Real making charges vary by shop and design, so this is a guide to the arithmetic, not a price list.
For a 10 gram chain, the gold value is AED 4,452.50. Ten per cent making is AED 445.25, giving AED 4,897.75, and VAT of AED 244.89 brings the total to about AED 5,142.64.
| Weight | Gold value | Making at 10% | VAT 5% | Estimated total |
|---|---|---|---|---|
| 5 g | 2,226.25 | 222.63 | 122.44 | 2,571.32 |
| 8 g | 3,562.00 | 356.20 | 195.91 | 4,114.11 |
| 10 g | 4,452.50 | 445.25 | 244.89 | 5,142.64 |
| 15 g | 6,678.75 | 667.88 | 367.33 | 7,713.96 |
| 20 g | 8,905.00 | 890.50 | 489.78 | 10,285.28 |
| 30 g | 13,357.50 | 1,335.75 | 734.66 | 15,427.91 |
For searches like 10 gram gold chain price in Dubai, the honest answer is a range. Gold alone is AED 4,452.50. Assuming making of 8 to 15 per cent (an illustrative range, not an official figure), the total with VAT is about AED 5,049 at 8 per cent, AED 5,143 at 10 per cent, and AED 5,376 at 15 per cent.
A 5 gram chain follows the same pattern at half the numbers: AED 2,226.25 of gold, and roughly AED 2,525 to AED 2,688 at 8 to 15 per cent making including VAT. Lighter chains often carry a higher making percentage because the labour is similar whatever the weight, so expect the upper end on the 5 g piece. For the 10 g figure on its own, see the 10 gram gold price in Dubai page.
You do not need to trust a verbal figure. Work it out yourself in under a minute on your phone.
Making charges are set by each jeweller and depend on the design. Machine-made plain chains usually cost less to make than hand-finished or heavily patterned ones, so the percentage can differ a lot from one chain to the next.
Percentage and per-gram pricing are both used, so convert to one measure before comparing shops. Our guide to making charges explained covers this in detail, and the souk vs mall comparison shows where the gap tends to appear. Making charges are often negotiable, especially on heavier pieces.
Ladies' chains in 22K commonly sit at lighter weights, around 5 to 15 grams, which at today's rate means AED 2,226 to AED 6,679 in gold value. Finer chains can look delicate but may wear and kink more easily, so a slightly heavier link is a more durable daily piece.
22K is 91.6% gold, so it is softer than 18K and can scratch. If you wear a chain every day, ask about link thickness and clasp type. The 22K vs 24K guide explains why 22K is the usual choice for jewellery.
Look for a clear purity stamp such as 916 or 22K, and keep the itemised invoice showing weight, rate, making charge and VAT. That paper matters if you resell later, because buyback offers are based on gold value and usually ignore the making charge. Our gold resale guide explains what to expect.
Tourists can reclaim most of the VAT at the airport through the Planet tax-free scheme, so confirm the current conditions with the scheme before you travel. To compare shops by area, see where to buy gold in Dubai and the wider buying gold in Dubai guide.
The gold alone cost AED 445.25 per gram on 23 October 2026, based on the official 22K rate. The shop price per gram is higher because making charges and 5% VAT are added. Check the live 22K page for today's rate before comparing quotes.
On 23 October 2026 the gold in a 10 g 22K chain was worth AED 4,452.50. Assuming making charges of 8 to 15 per cent and 5% VAT, expect about AED 5,049 to AED 5,376. The exact price depends on the design and the jeweller.
A 5 g chain holds AED 2,226.25 of gold at the 23 October 2026 rate. Assuming 8 to 15 per cent making plus 5% VAT, the total is about AED 2,525 to AED 2,688, or about AED 2,571 at 10 per cent. Light chains often have higher making percentages.
Yes. In the UAE, 5% VAT applies to the full price of jewellery, meaning gold value plus making charge. Investment gold bars and coins of 99% purity or more are zero-rated, but a chain is jewellery. Confirm current rules with the Federal Tax Authority.
Usually not. Buyers generally pay for the gold content at the day's rate, often with a small deduction, and the making charge is not refunded. Keep your invoice and purity stamp, and compare offers from more than one jeweller.
Buying
Use this checklist before you buy gold in Dubai so you understand the live rate, making charge, purity stamp, VAT treatment, and resale trade-offs.
Comparison
Comparing Dubai and India gold prices only by headline per-gram rates misses the taxes and fees that matter most once you bring the gold home.
Buying
Most shoppers obsess over the live rate and ignore the labor premium. That is usually where your negotiating leverage actually is.
Purity
The right choice depends on whether you care more about wearability, cultural preference, or efficient exposure to the metal itself.